For Many Canadians, the Most Important Part of Their Financial Planning is Retirement

One of the best ways to achieve a comfortable financial future you deserve is to put your money in a Registered Retirement Savings Plan (RRSP). Why?

RRSP Investments Grow Tax-Free until they are With-Drawn: 
Interest, capital gains and dividends earned by your RRSP investments are not subject to income tax, and are usually taxed at a lower rate upon retirement.

RRSPs Generate Income Tax-Refunds: 
When you contribute to your RRSP, you could benefit from a tax refund, which can be used to re-invest or pay down debts.

Getting started with an RRSP is important, but it's just as important to know what to do with it. To get the most out of your RRSP, you must have the right mix of investments such as Private Mortgages. 

Taking advantage of growth opportunities in the market place, other than term deposits and savings accounts, can lead to higher returns over time.

Diversifying your investments across a number of securities, such as private mortgage 

Bank on the Right Mix
The right mix of investments is crucial to your RRSP. In fact, experts say it is one of the most important factors affecting how much your portfolio grows. Our Private Mortgages offers a minimum yield of 10.00%. 

Achieving effective diversification on your own can require more money, skill and time than you may have.

RRSP Loan: 
There are two types of loans available:

  • Top-Up RRSP loan
  • Traditional RRSP contribution loan
Our RRSP loan will not only help you maximize this year's contribution but also used up any contribution room you've carried forward from previous years. Deferred payments up to 6 months.

For more information on investment in private mortgages.
Call: Mike McCalla, AMP
Senior Mortgage Consultant
Tel: 416.496-1220 ext 23 or 416.410-2150
Toll Free: 1-866-496-1220
Fax: 416.496-496-8666
Email: mike@4mortgages.ca